Accepted Payment Methods

Last Updated on October 1, 2025

On Industrybuying, the following payment options are typically accepted:

1. Credit/Debit Cards

Industrybuying accepts major credit and debit cards such as Visa, MasterCard, American Express, and Rupay for secure online payments.

2. Net Banking

Customers can make payments directly from their bank account using Net Banking options from various banks available during checkout.

3. Cash on Delivery (COD)

For eligible locations, Cash on Delivery (COD) is available. You can pay in cash when your order is delivered.

4. UPI (Unified Payments Interface)

Payments via UPI are accepted through apps like PhonePe, Google Pay, Paytm, etc., for fast and secure transactions.

5. Digital Wallets

Payments can be made through digital wallets like Paytm, Amazon Pay, and Google Pay.

6. Bank Transfer (Wire Transfer)

For bulk or corporate orders, Bank Transfers can be used. Details will be provided for payment during checkout.

7. Purchase Orders (For B2B)

Businesses can place orders and make payments based on agreed purchase orders, especially for larger or corporate transactions.

8. EMI (Equated Monthly Installments)

Industrybuying offers EMI options for credit card payments, enabling customers to pay for their purchase in monthly installments.

9. Buy Now, Pay Later (IB Credit)

Industrybuying offers IB Credit options to eligible B2B Customer, enabling customers to pay for their purchase within thirty (30) calendar days from the date of delivery (“Due Date”).

During the checkout process, you may see all the payment options available and make the payment as per your preference.

Payment options

These payment methods provide flexibility for both individual and business customers, ensuring a smooth and secure transaction process.

What payment methods are accepted on Industrybuying?

Industrybuying accepts a variety of payment methods, including:

Credit/Debit Cards (Visa, MasterCard, American Express, Rupay)
Net Banking (from various banks)
UPI (Unified Payments Interface) via apps like Google Pay, PhonePe, etc.
Digital Wallets such as Paytm, Amazon Pay, and Google Pay
Cash on Delivery (COD) (available for selected products and locations)
Bank Transfers for bulk or corporate orders
Buy Now, Pay Later (IB Credit) for B2B customers registered using GST (up to 5 lakh credit, repayment within 30 days, 0% interest)
EMI (Equated Monthly Installments) options for credit card payments
Gift Cards/Vouchers (redeemable during checkout)

Can I change my payment method after placing an order?

Once an order is placed and payment is initiated, it is generally not possible to change the payment method. However, if the payment hasn’t been processed yet, you may contact customer support to modify your payment method before the order is confirmed.

How do I apply a promo code or discount to my payment?

To apply a promo code or discount:

During checkout, look for the “Apply Promo Code” or “Discount Code” section.
Enter the code and click Apply. The discount will be reflected in your total order amount before proceeding with the payment.

Please ensure the promo code is valid, and meets the terms and conditions (e.g., minimum order value, product exclusions).

How long does it take for my payment to be processed?

Payments are generally processed immediately during checkout. However, it may take up to 24-48 hours for some methods like bank transfers or EMI payments. If you encounter any delays, contact customer support.

Can I pay in installments for my order?